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You Need a Budget (YNAB) vs EveryDollar

YNAB and EveryDollar LogosIn the budgeting world, you won’t go far without hearing about Dave Ramsey’s EveryDollar. Being a long-time You Need a Budget (YNAB) user, I was curious to see how EveryDollar stacked up. Especially since EveryDollar has a free option.

Would EveryDollar be good enough to switch away from YNAB? Or at least worth recommending to friends who don’t want to pay for YNAB?

I used YNAB and EveryDollar side-by-side for an entire month. Here's what I learned.Click To Tweet

I focused on three areas I believe are important for any app wanting to help people get their money under control.

How easy is it to:

  1. Create your first month’s budget?
  2. Add transactions from your smartphone?
  3. Balance your budget at the end of the month?

This post shares what I learned and crowns a winner!

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The Best Things of 2017

Every year, I find myself exploring far and wide for the best the world has to offer. I scour reviews for books, movies, and TV shows. I install and try a lot of iPhone or Mac apps until I find the best one. I listen to different podcasts. I research products and services before I spend my hard-earned money.

Which means at the end of the year, I have a list of things I can confidently recommend based on my experience.

Below you’ll find my collection of those things from 2017 grouped into various categories.

If you try any of these things, I hope you’ll find as much joy in themĀ as I have!

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I got convicted

Frog Stealing MoneyConviction come’s in the weirdest ways sometimes.

Over the past year, I’ve gotten more serious about running. Initially, I chose running because it was cheap way to stay fit. Hah, what a lie. Running hasn’t been cheap. But that’s a post for another time.

As my pocket book dwindled from one running purchase after another, you better believe I jumped at the chance to become a brand ambassador for Janji. Perks included a racing singlet and 35% off future purchases.

In my head, I imagined this equation:

Sale items + 35% off = #winning

The only roadblock?

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5 Lessons from 15 Years as a Christian

Today (October 18, 2015) is a significant milestone in my faith journey.

Fifteen years ago today, sitting at my computer in my dorm room, I gave my life to Christ and began a relationship with him. Along with that milestone, I also hit 10 years in full-time church ministry last month.

So I thought it’d be fun to reflect back and jot down a few lessons I’ve learned along the way.

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Two Simple and Free Ways to Eliminate Porn Temptation

Temptation - Apple

The Internet is a giant, never-ending vat of visual temptation.

Pornography, celebrity sex tapes, websites dedicated to adult content/explicit images, half-naked women in ads.

It can appear quickly and from the most unexpected places.

I was listening to music from Pandora’s website once when a full-page ad of a half-dressed woman appeared as a new song started playing.

Pandora!? #nothelpful

That’s enough to get the mind traveling down the wrong path. Before you know it, you’re opening a new tab, visiting your go-to porn websites, and scouring the web for more. It’s a scenario I’ve repeated, and I know countless others have experienced as well.

So how can we combat porn and visually explicit images coming at us from every direction?

Why resist temptation tomorrow if you have the power to eliminate it today? ~@craiggroeschelClick To Tweet

In this blog post, I’m going to show you two free ways I’ve eliminated visual temptation today, so that I won’t have to resist it tomorrow.

And I’ll show you step-by-step how you can use them too!