It’s been almost two years since You Need a Budget switched to a web based, subscription model for their software. When I first tried the new version in January 2016, there were significant gaps in features that prevented me from switching.
Now that YNAB’s had a couple years to evolve, it’s time to take a second look.
So here’s a review comparing YNAB to the old YNAB. For this review, YNAB means the web based, subscription version and YNAB 4 refers to the old, downloadable version.
I used YNAB and YNAB 4 side-by-side for about a month and a half in order to answer these questions:
- Is YNAB worth using for new users?
- Should YNAB 4 users upgrade to YNAB?
- Would I recommend YNAB over Mint or Dave Ramsey’s EveryDollar?
- Is it time to look for YNAB alternatives?
Well, here we go. Let’s jump in and see what I like about YNAB compared to YNAB 4.